Protect Your Legacy, Secure Your Future.

Life | Health | Accidental | Retirement & Wealth Building Solutions

Instant Insurance Quote!

Our Services

Mortgage Protection

Let us tailor plans to safeguard your mortgage. Our services ensure financial security, helping you protect your home and family's future even in uncertain times.

Indexed Universal Life & Whole Life Insurance

We offer Indexed Universal Life insurance that combines flexible coverage with potential cash value growth linked to a stock market index, providing protection and investment benefits.

Income Protection Plans

We offer plans that safeguard your income in case of unforeseen circumstances. These plans ensure financial stability for you and your loved ones during times of illness or disability.

Living Benefits

Living benefits in life insurance allow policyholders to access funds for critical illness, chronic illness, or terminal illness while alive.

Cash Back Option

Return of premium life insurance refunds 100% premiums paid if the policyholder outlives the term. It offers both protection and potential savings.

Guaranteed Coverage

Our guaranteed coverage plans ensure you receive necessary life insurance benefits. We tailor options to meet your needs without the worry of denied applications.

About us

JR Financial

Powered by Insurance Elevated, JR Financial is committed to simplifying life and health insurance for families across our community. With access to over 20+ A-rated carriers, our team is equipped to find personalized solutions that match each family’s unique needs and goals.

We believe in treating each client like family, prioritizing transparency and trust every step of the way. Whether you're looking for Final Expense, IULs, Term Insurance, Fixed Rate Indexed Annuities, Accidental Insurance, or health coverage through ACA or Medicare, we work to secure the best rates and improve approval chances.

Our goal is to make a lasting impact bringing $400+ million back into our communities, one conversation at a time.

Google Reviews

Slide 1 of 8

Josiah Reyes was very helpful with me getting life insurance to set me & my family up for success. Good customers service skills & he is very good at what he does. I will be recommending him to other people in the future. Thanks for everything!

Darryl C.

Yesterday I worked with Josiah and he made the process so smoothly for me and my husband I'm looking forward to working with him in the future. Thanks again for finding the right plan for us.

IrmaLinda L.

During my time working with Joe, he has demonstrated that he is a reliable, honest and goes above and beyond. Not only does Joe get’s things done in a timely manner, but he is very polite and understanding

Nickie - California

Josiah was amazing see him for all insurance needs smooth professional explained everything properly appreciate the help Josiah

Peter B.

I just spoke to Samantha and she said how wonderful and helpful you are! Thank you for your awesome customer service!

Monika - Florida

Josiah provided great service and was able to help me find the amount of coverage I needed. He also went above and beyond to help cover my 3 kids for a really good rate. Thank you!

Sophia - North Carolina

Joe, I got my email Friday after my walk. You are a miracle worker!!! Thank you!!

Henry - Florida

Working with Josiah to make sure my account is up to date. Josiah has been a great help in helping me with my insurance processes

Fa'Tone

Our Carrier Partners

We offer a range of insurance plans tailored to meet individual and family needs. Our brokers work with clients to find the best coverage options. Over 20+ A-Rated Carriers to choose from.

Contact Us

Complete the form below to get in touch with us. We are here to help you with all your insurance needs.